LBEF RESEARCH JOURNAL OF SCIENCE, TECHNOLOGY AND MANAGEMENT

Author(s):Kanchan Upadhaya Adhikari, Uday Kant Jha

Abstract:The main objective of this study is to find out the trend of deposit, loans and advances, borrowings and net profits of SBL and SRBL for last five-year study period, to evaluate the product wise lending practices of SBL and SRBL and to analyze the lending practices of SBL and SRBL as per NRB. The secondary source was used while making the analysis and interview questions were made for the personnel of SBL and SRBL for recording the views of those personnel about the lending practices of their respective banks. In order to analyze the data of deposit, loans and advances, borrowings and investments of SBL and SRBL, SPSS tool was used which generates the various results of regression model for SBL and SRBL.

Keywords:Trend of Deposit, Loans, Advances, Borrowings, Net Profits, SBL, SRBL.